Stirling Benefits Solutions

Lowering cost and improving member health is paramount.

Rx

Next generation pass through and fully transparent pharmacy

Some of our clients have reduced their pharmacy costs 30% by implementing our full range of Rx solutions. We design plans to offer high value medications at a zero co-payment to improve compliance, and we have solutions for high-cost specialty medications.

Customized Value Based Plans

Rewarding members who help save their plan dollars while enhancing their health

Value based custom plan designs encourage appropriate use of services and focus on primary care. The most effective customizations include helping those with chronic conditions achieve consistent and affordable care. The best care is the least expensive care in the long run.

Network

Choose a national network, narrow network or no network (any provider)

We administer a range of network options. An emerging approach is fair reimbursement pricing based on providers cost of care. When combined with employee education, members save money when they seek the right care at the right time with the right provider.

Managing Disease

Getting everyone to understand their health risk

Disease management is about helping the member. Health Risk Assessments, biometric screenings, and data mining to identify the groups actual risk. All of these can help members identify health problems they did not know they even had. With a plan, we can help each person take charge of their health. Behavioral change does not happen overnight, but it will lower member claims over time.

Dental

Low Cost Dental Solutions

Network or indemnity plans are available. Pay only for the claims your members incur without overhead. Standard or customized plans reimburse at the payment level you set.

FSA/HRA/HSA

Debit Card Programs

With online enrollment and account access from any smart phone, tablet, or desktop, our consumer directed solutions compliment any health plan, often without a separate fee.

To learn more about any of the above solutions, contact us now!

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OUR CLIENTS LOVE OUR SERVICE

Testimonials

“We switched them regularly due to rising costs. We stay with Stirling Benefits because they have been able to control our benefit costs to avoid double digit rate increases annually. We have been solicited many times, but see no value in switching from a winner. Stirling Benefits has a team of professionals. They deliver top notch service for the benefit of the company, but especially our employees….[read more]

Chief Financial Officer, Distribution Company

“We ran the math on the dental benefit plan looking at the claims versus the premium and found that we were paying 20% more for a $1000 max limit. We decided to self-insure it to keep premiums down and increase our benefits. Stirling Benefits was instrumental in allowing us to cost effectively administer our plan…[read more]

Vice President, Automotive Industry

“Stirling Benefits has made offering dental benefits to our employees simple and efficient. To help reduce claim costs the Stirling account team suggested adding a network to our plan…[read more]

Benefits Manager, Automotive Industry