Project Description

Problem: Is The Renewal Increase Justified?

Most employers don’t know why they are getting a double-digit rate increase because the carrier is not sharing information to know what is driving higher cost.

The Stirling Solution

  • In order to cut waste in the health plan, one has to understand where the money is being spent. There is no correlation between cost and quality in health care. Healthcare is fundamentally a local market. Some procedures are three times more expensive at one facility then an alternative just a few miles away. By understanding the drivers in your plan that impact your people, you can do something about them.



On average we save our self funded clients 5-10% year over year.

Expect to flatten out the cost after 18 months and then lower costs over the next three years.